Personal Finance
Advertiser Disclosure
Jess is a financial writer with several years of editorial experience. Before transitioning to full-time freelancing, she was an editor on the performance marketing team at Investopedia and The Balance. Jess enjoys covering banking, credit cards, insurance, investing, loans and real estate.
Articles by Jess Ullrich
Business Platinum Card from American Express Review 2025
Learn more about the American Express Business Platinum Card, its many benefits, and who it’s right for.
American Express Green Card Review 2024
Here’s what to know about the American Express Green Card, its benefits, and who it’s right for.
401(k): Definition, How It Works, Types, Requirements
Everything you need to know about 401(k) plans, how they work, what happens if you leave a job, and some additional retirement savings options to consider.
Brigit Cash Advance App Review 2025: Fast Cash for Qualified Subscribers
If you’re thinking of downloading Brigit, here’s what to know about the app, how it works, who it’s best for, and how to qualify for a cash advance.
Albert App Review 2025: All-in-One Money Management at a Cost
The convenience of having a savings account, cash advance, and investing in one place may have its drawbacks—namely, the price tag.
Capital One Spark Cash Plus Review 2024
Learn more about the Capital One Spark Plus Cash, its pros and cons, and who this card is right for.
YNAB Review 2024
If you’re interested in a new budgeting app, you may have heard about YNAB. Learn more about its pros and cons, how it works, and who it’s right for.
Pet Insurance: What is It and When Should You Get It?
Thinking about getting pet insurance and wondering if it’s worth the cost? Here’s what to know about this coverage and when it makes sense.
My GM Rewards Card Review 2024
Here’s what to know about the My GM Rewards card, its pros and cons, who it’s right for, the benefits you’ll get, and more.
How to Open a Chase Bank Account
Considering a Chase bank account? Here are your account options, how to open one, and how to choose the right account for you.
Best Free Business Checking in February 2025
There is no shortage of business checking accounts. We’ve rounded up some of the best free business checking accounts and reviewed their perks and drawbacks—and who they’re right for.
Rocket Money vs. Mint
If you’ve been affected by the recent Mint shutdown and are seeking a new budgeting tool, here’s what to know about Rocket Money and its features.
How to Become An Accredited Investor?
Here’s what to know about accredited investors, how to become one, and the types of assets you can invest in once you have this status.
Best Buy Now Pay Later Apps of February 2025
Buy now, pay later (BNPL) can sound appealing if you don’t want to wait until you can afford a particular item or service to get it. A number of apps facilitate the BNPL way of purchasing. Here are our picks for the best ones.
Buy Now, Pay Later Borrowers Beware: Your Chase Card Won’t Fit the Bill
Chase is banning “Buy Now, Pay Later” (BNPL) repayments on its cards. Learn more about the reasons for the ban, and how regulations are changing around BNPL.
What Is a Personal Loan
Here’s what to know about personal loans, how they work, their rates, how to qualify for one, and more.
What Is a Certified Financial Planner (CFP) and Do You Need One?
Here’s what it means to be a certified financial planner (CFP), how they help clients, whom they’re right for, and more.
What Is a Reverse Mortgage and Is One Right for You?
A reverse mortgage could help you cover your monthly expenses if you have limited retirement funds, but it has pros and cons. Learn more.
Debt-to-Income Ratio: What Is It and Why Is It Important?
Applying for a mortgage or another loan soon? Learn more about the debt-to-income ratio, how it’s calculated, and how lenders use it to evaluate potential borrowers.
Western Alliance Bank Review 2025
Learn more about Western Alliance Bank, who it’s best for, its products, and how it compares to competitors.
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