Personal Finance
Advertiser Disclosure
Rebecca Lake is a Certified Educator in Personal Finance (CEPF), freelance writer, and blogger whose mission is helping others learn how to master their money. Her writing has been featured on Forbes Advisor, Investopedia, SoFi, and SmartAsset. She's also the founder of Boss Single Mama, a personal finance website for moms who want to become financially savvy.
Articles by Rebecca Lake
What Is Mobile Banking?
Mobile banking refers to banking services and functions that are performed on a mobile device, such as a cellphone or tablet.
8 Types of Personal Loans Explained
Personal loans can help you cover planned or unplanned expenses. Here are the different types to choose from. Learn more.
8 Ways to Build Credit
Good credit can make it easier to qualify for loans, so it helps to know how to build credit if you're starting from scratch.
Are CDs Worth It?
Certificates of deposit (CDs) can offer competitive rates to savers, but it's important to compare options from different banks to find the right one.
Debt Settlement: A Comprehensive Guide
Debt settlement allows you to pay off debt for less than what is owed. Learn how it works to help decide if it's right for you.
Debt Consolidation: How It Works, Pros and Cons, Types
Debt consolidation allows you to combine multiple debts into one, with a single monthly payment. Learn how consolidating debt works.
How to Get a Car Loan: Take These 4 Steps
Considering a car loan to buy your next vehicle? Learn how to get a car loan and what to expect when you apply.
How Much Cash to Keep in Your Checking Account (vs. Savings)
Checking and savings accounts can help you reach different goals. It's important to know how much money you should keep in each one.
Quick Loans: Where Can You Borrow Money Immediately?
When you need money quickly, fast personal loans can help you get cash in your bank account as soon as the next business day.
What Is the Average APR for a Car Loan?
Comparing the average APR for car loans can help you find the best financing option when you're ready to buy. Learn more.
Sezzle Buy Now, Pay Later Review 2024
Sezzle lets you pay over time and build credit with purchases. Find out how Sezzle compares to other buy now, pay later apps in this full review.
How to Make A Budget in 6 Simple Steps
Making a budget itself is a simple process—at least the information-gathering part. Follow these steps.
How Long Do Late Payments Stay on a Credit Report?
Late credit card payments can cause your credit scores to drop. Learn how long they stay on your credit report and whether you can ever get them removed sooner.
What Is a Delinquency on a Credit Report?
Credit report delinquencies can cost you credit score points, but it's possible to avoid them if you pay bills on time.
The Best Ways to Sell Gift Cards for Cash
If you've got unused gift cards, selling them could put some extra cash in your pocket. There are different ways to sell gift cards for cash online.
How to Deal With Debt Collectors
Dealing with debt collectors can be stressful. It's important to know your rights if you are contacted by one.
Inherited Annuity: Definition, Benefits and Rules
Inherited annuities can provide you with a stream of income, but it's important to understand the potential tax implications. Learn more.
Best 529 College Savings Plans for 2024
A 529 college savings plan offers a tax-advantaged way to save for higher education Find out which states offer the best plans.
FAFSA Deadline 2024: All You Need to Know
The annual FAFSA deadline is on June 30 every year, but there are state and school deadlines you should be aware of if you plan on applying for federal financial aid.
How to Trade in Your Car: Get the Most Value for Your Vehicle
Trading in a car could reduce what you pay toward the purchase of a new one. Learn how to trade in your car to get the most value.
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